Car accidents range from minor fender benders to totaled wrecks that also take lives. These accidents may include property damage, medical bills, lost wages and a fight with the insurance company. Fortunately, you don’t have to do it alone. Let’s talk about the importance of car accident lawyers to injured victims.
They Improve the Odds You Win Your Case
When you file a claim with your insurance company, they may reject it. An attorney can provide the necessary documentation to prove the damages you’ve suffered and increase the odds your insurer or that of the other driver pays the bills. If you go to court to sue for the damages you’ve suffered above and beyond what the insurance company covers, your odds of winning are significantly higher if you have an attorney. After all, the attorney can prove liability. And you can’t afford for the other side to shift enough blame to you that you’re liable for everyone else’s damages.They Can
Handle Most of the Work for You
A car accident lawyer can’t do everything for you, but they can do a lot more than most of us realize. You can authorize them to submit documentation for your damages to the insurance company and handle insurance adjusters. They can file your case and recommend doctors and mechanics to use. They may be able to arrange transportation to your doctor’s appointments or give you advice regarding the benefits your insurer should offer such as paying for towing the car to the mechanic.
They Help You Get Everything You Deserve
When you’ve been in an accident, there is often a desire to get it behind you. This is similar to the desire to get closure after someone has died. This may result in people taking the first settlement they’re offered, though the bills are still pouring in. It would be a mistake to cash the settlement check, since doing so typically prevents you from suing for future damages. What would future damages be? You probably don’t know how much physical therapy you’re going to need. You may have an estimate for repairing your car, but you don’t know how long you’ll need to rent the car while it is in the shop. And the final repair bill may be higher than you expected. Your medical bills are ongoing. You may spend an additional few hundred or thousand dollars on doctor’s visits and prescriptions.
Furthermore, many people tend to leave out reimbursable expenses. If you missed work due to your injuries, you can include the lost wages in your claim. If you’re a stay-at-home parent, you can ask for compensation for what you paid a caregiver to help take care of the kids when you couldn’t. If someone is in critical care after a wreck, you don’t know if they’re going to end up in long-term care or die. Don’t take a settlement that prevents you from seeking compensation for a lifetime of care or death benefits.
Most people have no idea what this sort of care will cost over the long-term. Yet settling for less can leave you financially strapped in the future. Work with a good attorney to get a good estimate for these costs and get reimbursed for your total expenses to date.
